Affording the Cost of Cosmetic Dentistry, Payment Plans, and Popular Financing Options

You knew it had to happen and you thought you were prepared. That cotton-picking crown that has been bothering you finally popped off exposing a tooth that just doesn't take well to air, much less the cold of iced tea. Okay, you call your dentist and you ask the question you've been putting off asking. You then hang up the phone and your wife notices you're as pale as a ghost. You've just been given a quote for cosmetic dentistry work that will eat up half of your paycheck. Not to fear, Kimosabe--we've got you covered with information about the latest costs and financing options for that cosmetic dentistry you need. It's not as bad as you first thought, so take a deep breath and exhale slowly. The latest figures for cosmetic dentistry are just in--literally. Here's what you're looking at paying:  Porcelain veneers start at $975 per veneer All-porcelain crowns start at $950 per crown The cost for bonding a front tooth starts at $300 The cost for Invisalign invisible braces starts at $5000 On paper it seems like a lot to pay. In reality, you can't place a true price on good oral health, self-esteem, and self- respect. Looking at it from that standpoint, you do need to realize you have payment plans, as well as financing options available to you with your good credit. There are several different types of payment plans offered as an industry standard nationwide ranging from cash payment plans to individual practice plans. Some plans will allow you to spread your payments out over a period of time, while others offer fixed cash payments depending on the treatments involved.   Most cosmetic dentistry practices offer memberships into a specific plan of which they are part. These are usually run by local banks or credit unions which will process your payments and pay the dentist for any treatment you need for a small fee. Your dentist will be able to tell you which bank the practice uses. Many popular financing plans are offered by finance companies who work with dentists on both the local and national level. One of the most popular is CareCredit, a national financing plan strictly for cosmetic dentistry. Another option is Smile Saver and of course, your good old credit card.